General and Business Insurance

Fire and Defined Events/Accidental Damage

Covers you for loss or damage to buildings, business contents and stock as a result of certain specified events, including fire, storm (but not flood) and Malicious Damage.

For full details of the Product Disclosure Statements please contact us.

Business Interruption

Covers your profit if it is affected by loss or damage to property which is covered under either your Fire and Defined Events/Accidental Damage, Burglary/Theft, Money, Glass or Electronic Equipment Covers. Coverage is on the basis of either, annual revenue, weekly revenue or critical income.

For full details of the Product Disclosure Statements please contact us.

Burglary/Theft (of property other than money)

Cover for theft of stock and contents contained in a building, following forced and violent entry.

For full details of the Product Disclosure Statements please contact us.

Money

Covers loss or damage to money in the business premises during and after business hours, money in transit, or the money in your private home. Subject to policy conditions.

For full details of the Product Disclosure Statements please contact us.

Glass

Covers the replacement value of broken glass. Also includes the cost of temporary shuttering, replacement of sign writing, repairing plastic signs up to $1000, and the cost value of stock spoiled by the broken glass.

For full details of the Product Disclosure Statements please contact us.

BroadForm (Public & Products) Liability

Public liability insurance provides cover to a stated limit when you become legally liable for personal injury, including death, or damage to property as a result of an occurrence connected with your business. No matter what size your business is, public and products liability claims can run into millions of dollars.

For full details of the Product Disclosure Statements please contact us.

Equipment Breakdown

Covers the cost of repairing or replacing insured equipment if it suddenly and accidentally breaks down. We also cover the replacement of perishable property that spoils as a result of such a breakdown of insured equipment (up to $5000).

For full details of the Product Disclosure Statements please contact us.

Electronic Equipment

Two types of cover are available. Breakdown Cover covers loss due to a sudden and accidental break down of an item of insured property whilst Maxicover covers loss or damage to items of insured property from any cause (other than those which are specifically excluded).

For full details of the Product Disclosure Statements please contact us.

Portable Property

Covers accidental loss or damage to portable trade and/or professional equipment anywhere in Australia.

For full details of the Product Disclosure Statements please contact us.

Transit

Covers loss and damage to goods and/or merchandise in transit on a motor vehicle, train or aircraft anywhere in Australia, and caused by specified events such as collision, overturning, derailment, fire, theft following forcible and violent entry to the vehicle, or pilferage or non delivery of an entire consigned package which is being transported by a professional carrying company.

For full details of the Product Disclosure Statements please contact us.

Home/Contents Insurance

Home/Contents Insurance is designed for home owners and protects against loss or damage caused by an insured event such as fire, theft or storms. We also provide additional features at no extra cost such as the removal of debris from your home as well as providing temporary accommodation. Extra cover can also be added which insures against motor burnout, accidental damage or injury to a pet dog or cat.

For full details of the Product Disclosure Statements please contact us.

Landlord Insurance

We understand that your investment property is probably an important part of your financial future. That's why we have a specialised Landlord Insurance that has been designed with property investors in mind.

For full details of the Product Disclosure Statements please contact us.

Home Units/Apartments Insurance

Home Units/Apartments Insurance provides cover for residential buildings (home units, villas or town houses) which are registered under strata or unit title legislation. You can insure the strata, group, body corporate or community titled residential building, or both the building and its common contents.

You are covered for accidental loss or damage to the building (including common areas), and accidental loss or damage to your Common Contents (if you choose this cover).

For full details of the Product Disclosure Statements please contact us.

Body Corporate Insurance

Body Corporate Insurance covers Body Corporate or Community titled residential buildings at the insured address for loss, damage or theft of building and fixed contents as well as covering up to $20 million legal liability. Common Contents Insurance can also be added to protect against accidental loss, damage or theft.

For full details of the Product Disclosure Statements please contact us.

Comprehensive

A Comprehensive Motor Vehicle Insurance policy gives you peace of mind with cover for accidental loss or damage, fire, theft or attempted theft, malicious damage or storm damage to your vehicle. It also covers damage to other people's property caused by your vehicle up to $20 million.

For full details of the Product Disclosure Statements please contact us.

Third Party / Fire and Theft

Third Party Property Damage Insurance covers you for up to $20 million for amounts you must legally pay another person to compensate for loss or damage that your vehicle causes to other people's property. You can also elect to have your vehicle covered for fire and theft only.

For full details of the Product Disclosure Statements please contact us.

Motor Fleet

Motor Vehicle Fleet Insurance provides a flexible insurance for fleets of varying sizes, offering protection for a wide range of vehicle types and coverage options.

For full details of the Product Disclosure Statements please contact us.

Truck

A Commercial Motor Vehicle Insurance policy can provide cover against theft and accidents for vehicles used for business purposes. It also covers legal costs and damage to other people's property caused by your vehicle/s up to $30 million.

For full details of the Product Disclosure Statements please contact us.

Motorbike Insurance

Motorbike Insurance covers on and off road motorbikes insuring against loss or damage caused by fire, theft, malicious damage and/or storms.

For full details of the Product Disclosure Statements please contact us.

Motor Fleet

Motor Vehicle Fleet Insurance provides a flexible insurance for fleets of varying sizes, offering protection for a wide range of vehicles types and coverage options.

For full details of the Product Disclosure Statements please contact us.

Commercial Fleet

The Commercial Motor Vehicle Insurance policy is a flexible insurance package developed specifically for small to medium business by Suncorp, to protect their exposure to loss involving motor vehicles.

For full details of the Product Disclosure Statements please contact us.

Marine Transit

Covers loss or damage to goods and/or merchandise in transit on a motor vehicle, train, ship or aircraft anywhere in Australia, and caused by specified events such as collision, overturning, derailment, fire, theft following forcible and violent entry to the vehicle, or pilferage or non delivery of an entire consigned package which is being transported by a professional carrying company.

For full details of the Product Disclosure Statements please contact us.

Public Liability

Public liability insurance provides cover to a stated limit when for when you become legally liable for personal injury, including death, or damage to property, as a result of an occurrence connected with your business. No matter what size your business is, public and product liability claims can run into millions of dollars.

For full details of the Product Disclosure Statements please contact us.

Professional Indemnity

Professional Indemnity insurance protects a professional from financial loss, injury or damage arising from a mistake or failure by the professional to exercise the required level of skill. This may mean that an award is made in favour of a person who suffers a loss, damage or injury. A professional may also be held to be liable for a mistake even though there was no negligence. Therefore, if a professional holds themselves out as having a special skill, which can be relied upon by another, they should consider Professional Indemnity Insurance as crucial.

For full details of the Product Disclosure Statements please contact us.

Farm Insurance

Farm Insurance is designed to cover farmer's insurance needs. Your farm is both a home and a business, so our policy is designed to protect your workplace and lifestyle. No-one is immune from risk. Managing that risk, from fire to equipment breakdown ultimately determines the success of your business. Farm insurance is about managing risk to provide you with peace of mind and to protect your farming assets.

For full details of the Product Disclosure Statements please contact us.

Request Financial Services Guide

For full details of the Product Disclosure Statements please contact us.

Privacy Policy

Insurance Advisernet Australia Pty Ltd

Insurance Advisernet offers many different categories of financial products and services in  insurance.

We need to collect personal information from our customers so we can:

set up and administer a product for the customer,
determine a customer’s requirements and provide the appropriate product or service,
assess a claim made by a customer under one or more of our products,
assess our customers and their needs,
improve our financial products and services.

Without this information, we cannot provide the product or service.

Protecting the privacy of our customers is a key part of our normal operations.

As one of a number of companies that form the Insurance Advisernet group, we provide personal information about a customer to all the relate companies within this group. We do not disclose personal information to any outside third party organisation, unless it is contracted to Suncorp to provide administrative services or activities on our behalf. In this case, we make sure that the third party is bound by the same privacy rules we follow.

Sometimes, Insurance Advisernet might use personal information to make product related material on a range of financial products and services available to our customers. A customer may elect not to receive product related material by indicating below.

A customer may:

change their mind at any time about receiving product related material,access the personal information that we hold about them, to get more information about Insurance Advisernet or to obtain a copy of our Privacy Policy, by calling (07) 3380 7900, or contacting us at service@biggroup.com.au.