Business Insurance

Business Insurance covers your nominated business assets and liabilities, and can be structured to incorporate the specific covers that you require such as:

Fire and Defined Events/Accidental Damage

Covers you for loss or damage to buildings, business contents and stock as a result of certain specified events, including fire, storm (but not flood) and Malicious Damage.

For full details of the Product Disclosure Statements please contact us.

Business Interruption

Covers your profit if it is affected by loss or damage to property which is covered under either your Fire and Defined Events/Accidental Damage, Burglary/Theft, Money, Glass or Electronic Equipment Covers. Coverage is on the basis of either, annual revenue, weekly revenue or critical income.

For full details of the Product Disclosure Statements please contact us.

Burglary/Theft (of property other than money)

Cover for theft of stock and contents contained in a building, following forced and violent entry.
For full details of the Product Disclosure Statements please contact us.

Money

Covers loss or damage to money in the business premises during and after business hours, money in transit, or the money in your private home. Subject to policy conditions.

For full details of the Product Disclosure Statements please contact us.

Glass

Covers the replacement value of broken glass. Also includes the cost of temporary shuttering, replacement of sign writing, repairing plastic signs up to $1000, and the cost value of stock spoiled by the broken glass.

For full details of the Product Disclosure Statements please contact us.

BroadForm (Public & Products) Liability

Public liability insurance provides cover to a stated limit when you become legally liable for personal injury, including death, or damage to property as a result of an occurrence connected with your business. No matter what size your business is, public and products liability claims can run into millions of dollars.

For full details of the Product Disclosure Statements please contact us.

Equipment Breakdown

Covers the cost of repairing or replacing insured equipment if it suddenly and accidentally breaks down. We also cover the replacement of perishable property that spoils as a result of such a breakdown of insured equipment (up to $5000).

For full details of the Product Disclosure Statements please contact us.

Electronic Equipment

Two types of cover are available. Breakdown Cover covers loss due to a sudden and accidental break down of an item of insured property whilst Maxicover covers loss or damage to items of insured property from any cause (other than those which are specifically excluded).

For full details of the Product Disclosure Statements please contact us.

Portable Property

Covers accidental loss or damage to portable trade and/or professional equipment anywhere in Australia.

For full details of the Product Disclosure Statements please contact us.

Transit

Covers loss and damage to goods and/or merchandise in transit on a motor vehicle, train or aircraft anywhere in Australia, and caused by specified events such as collision, overturning, derailment, fire, theft following forcible and violent entry to the vehicle, or pilferage or non delivery of an entire consigned package which is being transported by a professional carrying company.

For full details of the Product Disclosure Statements please contact us.