HEAD OFFICE

Unit 5, The Groves

3986 Pacific Highway Loganholme

Queensland, Australia 4129

Toll Free: 1300 780 655

Phone: +61 7 3380 7901

E: info@biggroup.com.au

VIRGINIA OFFICE

2/94 Robinson Road East

Virginia Queensland,

Australia 4014

Phone: +61 7 3865 2600

E: info@biggroup.com.au

Any Financial Services are provided by BIG Financial Services Pty Ltd. BIG Financial Services Pty Ltd ABN 96 131 377 752 is a corporate Authorised Representative of No. 0491253 of Alliance Wealth Pty Ltd ABN 93 161 647 007 AFSL No. 559221

Any General Insurance advice and products are provided by Business Insurance Group Pty Ltd. Business Insurance Group Pty Ltd ABN 13 086 264 851 is an Authorised Representative No. 233918 of Insurance Advisernet Australia Pty Ltd ABN 15 003 886 687 AFSL No. 240549 and is authorized to provide you with advice in the area of General Insurance products.

© 2018 Business Insurance Group Pty Ltd (BIG)

Business Insurance

A Business Package policy is a very versatile solution which suits the needs of many Small to Medium Businesses. It allows us to package cover for a variety of your risks into the one policy and get you premium coverage under our Exclusive Wordings. Coverage under these policies can suit businesses in almost every industry ranging from Commercial Property Owners and Offices through to Workshops, Distribution and Manufacturing. 

 

These policies can include but certainly are not limited to the risks listed below. 

We would love to work with you so speak to a Business Insurance Expert today about whether a Business Package is suitable to your needs or if you already know what you need, simply contact us to Get a Quote. 

Fire and Defined Events/ Accidental Damage

Fire and Defined Event /Accidental Damage covers destruction of, damage to, buildings and contents as a result  of fire and other perils such as lightning, explosion, malicious damage, earthquake, storm, and water damage. Flood is not covered automatically by most standard Fire and Defined Events / Accidental Damage policies, but is often still available.

 

For full details of the Product Disclosure Statements please Contact us.

Business Interruption

Business Interruption covers loss of trading profits if the business is interrupted through damage to property by fire or other insured perils.
For further information on Business Interruption, please see below for a full description as sourced by NIBA (National Insurance Brokers Association)

 

For full details of the Product Disclosure Statements please Contact us.

Burglary / Theft (of property other than money)

Burglary/Theft covers loss or damage to stock, goods in trust and other contents for which you are responsible following theft from within the premises. Note: It does not normally cover theft by employees or others entitled to be on the premises.

For full details of the Product Disclosure Statements please Contact us.

Money

Money Insurance covers cash and other negotiable instruments for loss or theft from business premises and whilst in transit.

 

For full details of the Product Disclosure Statements please Contact us.

Glass

Glass Insurance is an Insurance Policy which will pay for the replacement of broken or damaged glass. While replacing glass might not seem very expensive to those who have never had to pay for it – call out fees and the actual glass can be extremely costly. Glass insurance provides replacement cover as part of your business insurance package.
Most tenants are required to have glass insurance as a condition of their lease

 

For full details of the Product Disclosure Statements please Contact us.

Equipment Breakdown (Engineering)

Engineering Insurance covers mechanical and electronic equipment against such risks as breakdown.

 

For full details of the Product Disclosure Statements please Contact us.

Public Liability protection for your Business

Claims for injury and property damage, regardless of whether they are successful, can have a devastating effect on company finances, so it’s important that you can run your business with confidence, secure in the knowledge that you and your business are adequately covered.

Public Liability insurance protects a broad range of businesses for risks involved in their day-to-day operations.

We work to create tailored solutions that cover businesses against legal liability for unintended and unexpected personal injury or property damage which may arise from their activities.

Products Liability can be incorporated in this Broadform Cover.

 

For full details of the Product Disclosure Statements please Contact us.

Electronic Equipment

This section covers breakdown (sudden & unforeseen failure which requires immediate repair to enable operation to continue) for computers and other electronic equipment. Examples of equipment include:

  • Computers and Servers

  • Electronic cash registers and scanning equipment

  • Research and diagnostic equipment; and

  • Audio visual equipment

 

Restoration of data covers costs incurred up to nominated Sum Insured for the purpose of restoring data lost as a result of damage


Increased cost of working cover is provided to nominated sums insured for over and above normal operating expenses. An additional benefit on this option may include external accountant and professional fees incurred to support a claim, these options are variable depending on the insurer.

 

For full details of the Product Disclosure Statements please Contact us.

Transit

Goods in Transit Insurance covers loss or damage to property whilst in transit by road, rail or ship either within Australia or worldwide.

 

For full details of the Product Disclosure Statements please Contact us.

General Property/Portable Property/Tools of Trade

This insurance covers portable tools and equipment used in the course of business at client sites or taken home by employees.

 

Examples of items you can cover include:

  • Tools of trade used at client sites

  • Portable equipment such as cameras and surveying equipment

  • Portable computers; and

  • Property which is moved between multiple business premises

You are able to specify items in General Property / Portable Property / Tools of Trade Cover

 

For full details of the Product Disclosure Statements please Contact us.

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