Protecting Your Family

This website is for informational purposes only and is not intended to provide commercial, financial, investment, accounting, tax or legal advice. It is provided to you for your own personal use. It is not for purposes of resale, distribution or public display or any other use by you in any form or manner whatsoever.


The information provided is of a general nature only and has not taken into account your specific objectives, needs and financial situation. The information may not be appropriate to your individual needs and you should seek advice from your financial adviser before making any financial decisions.

Understanding Financial Protection

Financial protection can be considered as one of the most important aspects of planning for and protecting your future. Not many people consider how their family would cope financially should they die, become disabled or suffer a major trauma event.


If you were unable to work for an extended period of time due to illness or injury would you cope if your income ceased? Financial commitments such as mortgage repayments and living expenses, do not necessarily stop when your income does.


Financial protection insurance will help you to clear your liabilities, make up for lost income for a specified or unlimited number of years, cater for funeral costs or medical expenses, and pay for ongoing rehabilitation amongst other things. The benefit of financial protection is that it allows you to nominate a level of cover that reflects your specific needs and circumstances


It is also important to insure any non-income earning spouses against death, disablement or a major trauma event as their input into activities such as home maintenance and child care may be greatly affected should they become unable to perform these tasks. Insurance can provide additional funds to pay for professionals to help towards completing these tasks.


Please Contact us for further details.

Life Insurance

When it comes to your assets, there’s none bigger than your life… and if you have debts, a family, or both, you owe it to those you’d be leaving behind to be well covered if something happens to you.  If you have life insurance in your super fund, which many people do, it’s a good start – but this is often not enough on its own.


Life insurance, or Term Life insurance, provides a cash lump sum in the event of death and in many cases upon diagnosis of terminal illness – helping your family eliminate debt, cover ongoing expenses (such as school fees) and cope financially with your loss.


To obtain a quote for Life Insurance or discuss your personal needs, please contact us on 1300 780 655 or send us an email via the link below.


Please Contact us for further details.

Total and Permanent Disability

Total and Permanent Disability Insurance (TPD) is usually taken as an optional extra on a life insurance policy and covers against a total and permanent disability.


The need for TPD is much greater than most people realise as generally, you will no longer be able to work – therefore reduced or no income – plus you will have rehabilitation and ongoing medical expenses in most cases.


TPD insurance covers serious and permanent disablement but does not cover temporary disabilities or any traumas – these are best covered by Income Protection and Trauma Insurance policies.


To obtain a quote for TPD Insurance or discuss your personal needs, please contact us on 1300 780 655 or send us an email via the link below.

Please Contact us for further details.


Unit 5, The Groves

3986 Pacific Highway Loganholme

Queensland, Australia 4129

Toll Free: 1300 780 655

Phone: +61 7 3380 7901



2/94 Robinson Road East

Virginia Queensland,

Australia 4014

Phone: +61 7 3865 2600


Any General Insurance advice and products are provided by Business Insurance Group Pty Ltd. Business Insurance Group Pty Ltd ABN 13 086 264 851 is an Authorised Representative No. 233918 of Insurance Advisernet Australia Pty Ltd ABN 15 003 886 687 AFSL No. 240549 and is authorized to provide you with advice in the area of General Insurance products.

© 2018 Business Insurance Group Pty Ltd (BIG)
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